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Facts About
Equifax.com
Equifax.com Corporate Overview
Equifax.com Consumer
Services, Inc., makes the products that make your Equifax.com credit
information available to you online. Equifax.com Consumer Services uses the
information in your credit file maintained by Equifax.com Information
Services LLC, the leading credit reporting agency.
Equifax.com Consumer
Services, Inc., and Equifax.com Information Services LLC are wholly owned
subsidiaries of Equifax Inc. (NYSE:EFX), a publicly traded company. Equifax
Inc. ranked in the top five in return on equity among BusinessWeek's Best
Performers for 2001. Equifax.com employs 5,000 people in 13 countries and
has $1.2 billion in revenue.
Since its founding in 1899,
Equifax.com has evolved into a leader in enabling and securing global
commerce, bringing buyers and sellers together worldwide. Equifax.com
enables and secures global commerce through its information management,
consumer credit, marketing services, business information, authentication
and e-commerce business.
Equifax.com adds value
wherever customers do business, including the financial services, retail,
telecommunications/utilities, information technology, brokerage, insurance
and business lending industries, and government.
Equifax.com Credit Watch™
Overview
Equifax.com Credit Watch™
provides protection against identity theft, the fastest growing crime in the
United States, according to the FBI. Equifax.com Credit Watch™ saves you
time and worry by monitoring your credit file and sending email
notifications when changes occur to your credit file. These changes could be
warning signs of identity theft has occurred.
It also gives you online
access to your Equifax.com Credit Report™ and Identity Theft Insurance to
cover costs in the event you become a victim of identity theft. Equifax.com
Credit Watch™ comes in two different packages, Gold and Silver.
Equifax.com Credit Watch™ Gold
gives you:
-
Email alerts within 24 hours
of changes to your credit file which could alert you to possible
identity theft activity
-
$20,000 identity theft
insurance to protect your finances (no deductible, but some limits
apply)
-
Monthly "No News is Good
News" email when there are no changes to your credit file to give you
peace of mind
-
Premium Customer Care
hotline, available 24 hours a day, 7 days a week
-
Personalized victim
assistance provided by an identity theft specialist
-
Online disputing to save you
time and money
-
Unlimited access to your
Equifax Credit Report™
-
All for $9.95 per month,
with a three-month minimum required, or $99.95 for 12 months
Equifax.com
Credit Watch™ Silver gives you:
-
Email
alerts within seven days of possible identity theft
activity
-
$2,500
identity theft insurance to protect your finances
($250 deductible, plus other limits apply)
-
Monthly
"No News is Good News" email when there are no
changes to your credit file to give you peace of
mind
-
Dedicated Customer Care phoneline, available 8am to
3am EST, 7 days a week
-
Online
disputing to save you time and money
-
Comprehensive credit history with one initial
Equifax Credit Report™ (additional reports just
$7.50 each)
-
All for
$4.95 per month, with no minimum required, or $49.95
for 12 months
Equifax.com Credit Watch™ Family
Program
Equifax.com is pleased to
announce its newest Equifax.com Credit Watch™ Gold member benefit. You can
now provide your family the same level of security at a reduced price
through the Equifax.comCredit Watch™ Gold Family Program. Protect your
spouse, an adult child or aging parent from the devastating effects of
identity theft.
-
Provide family members 12
months of Equifax.com Credit Watch™ Gold -- protection with significant
savings
-
Email alerts within 24 hours
of possible identity theft activity
-
$20,000 identity theft
insurance (no deductible; some limits apply) protects your finances
-
Monthly "No Alerts" email,
delivers peace of mind
-
Premium Customer Care 1-800
"hotline" available 24 hours a day, 7 days a week
-
Victim assistance provided
via personalized identity fraud specialist Unlimited access to your
Equifax.com Credit Report™
Equifax.com Credit Report
When you sign up for Equifax.com
Credit Watch™ Gold, you receive access to your Equifax.com Credit Report™ at
no extra charge (see an explanation of the differences between Gold and
Silver products above). With Equifax.com Credit Watch™ Silver, you get one
free Equifax.com Credit Report™, viewable for 30 days.
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